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Questions and Answers on Life Insurance

Questions and Answers on Life Insurance

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Author: Anthony Steuer
Publisher: iUniverse Star
Category: eBooks


This item is no longer available

Rating: 5.0 out of 5 stars reviews

Format: Kindle Book
Media: Kindle Edition


Publication Date: October 16, 2007

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Editorial Reviews:

Product Description
During your life, you’re likely to make important choices that will affect you for years to come: determining the best community, buying the perfect house, and starting a new family. Purchasing life insurance falls into the same category. But selecting the right policy isn’t easy, especially when you’re faced with a constant barrage of commercials and brochures from competing life insurance companies.
With twenty years of experience in the life insurance business, Anthony Steuer delivers a practical, one-of-a-kind resource to guide you through the basics—and the finer points—of life insurance and to help you choose the policy that is just right for you and your family. Using a simple question-and-answer format, Steuer covers everything you need to know about life insurance, including how to:
Differentiate between types of policies
Find and evaluate a policy and company
Hire a trusted agent
Understand the practice of underwriting
Monitor your policy
Steuer’s invaluable advice will safeguard you from unpleasant surprises and unnecessary pitfalls. For anyone, from consumers to financial advisors, Questions and Answers on Life Insurance is the definitive resource on life insurance.



Customer Reviews:



5 out of 5 stars The more you know, the better off you are.   April 8, 2010
R. Blease
I have had this book on my reference shelf for awhile now, and find myself picking it up more often all the time.

When looking at life insurance there are many pieces and topics to cover and that can lead to not only confusion on the part of the consumer, but also to those in the industry to different extents.

There is no "best" policy - only the best policy for the financial objective of the buyer. Getting to that objective and then finding the policy type that fits that need is briefly mentioned specifically in the book under policy suitability. However, the underlying tone of the book throughout - its educational tone - provides information that will allow the reader to see what makes a particular type of policy applicable to the needs at hand - whether they be maximum cash values, specific business applications, etc.

Mr. Steuer also touches on some more advanced upper market tools, such as premium financing, that may be of interest to those involved in sophisticated sales. As someone who has been involved with life insurance analysis for 22 years, I can say that overall this is a very useful and readable book.



5 out of 5 stars A popular desk reference item   February 11, 2010
Keith R. Soltis (Freehold, New Jersey)
This book provides a strong base of knowledge. It offers a fair and balanced review of life insurance from several different perspectives. It is also consumer friendly. If you want a crash course in life insurance products, definitions and industry specific language, this is the book for you. Worth reading for consumers as well as insurance indusrty professionals. I have a copy in my office.

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5 out of 5 stars understanding what life insurance is and how policies work   November 1, 2009
railgal (cali)
this book answers any questions you have about cash value, term or variable life insurances.


5 out of 5 stars Helpful and Informative   January 22, 2009
Hadley Lewis (USA)
1 out of 1 found this review helpful

I found this book to be extremely comprehensive. It provides information on all subjects related to life insurance.

The information is clearly written and explained. The book contains answers to more than 130 common questions regarding life insurance.

Whether you are a novice to life insurance, or work in the life insurance industry, you will find this book to be very useful.



5 out of 5 stars How to make sure your policy doesn't change behind your back   May 8, 2008
Midwest Book Review (Oregon, WI USA)
1 out of 2 found this review helpful

Modern funerals can be quite expensive, so life insurance can be the easiest answer. But how can you make sure that your life insurance will do what you pay it to do? "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is a guide to help those who are concerned about life insurance policies make the right decisions by analyzing the fine print of it all - the different types of policies, evaluating the companies that hold the policy, trusted agencies, underwriting, and how to make sure your policy doesn't change behind your back. "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is highly recommended to community library collections on personal finance and for anyone who is in the market for a life insurance policy.